Insurance

• Wellmark Blue Cross Blue Shield

• Blue Cross Blue Shield of Illinois

• United healthcare

Coverage may vary depending on your specific plan and location. Your cost for therapy can also depend on factors like copays, deductibles, and session limits. It’s always a good idea to call your insurance company to get the most accurate information for your situation. 

• Do I have any out-of-pocket expenses for mental health care? If so, how much is my copay or coinsurance per session?

• What is my deductible for the year? Has any of it already been met?

• Is telehealth covered under my plan?

• Are there any limits on the number of therapy sessions per year?

Tip: You can usually find your plan’s customer service phone number on the back of your insurance card, or use the links below to contact your provider online: 

Wellmark Blue Cross Blue Shield

Blue Cross Blue Shield of Illinois

United healthcare

Cost and Insurance Coverage of Therapy from Psychology Today - FAQ and general info about pricing estimates for therapy 

Health Insurance Basics from the Department of Health and Human Services - A handout teaching insurance terms and definitions