Coverage may vary depending on your specific plan and location. Your cost for therapy can also depend on factors like copays, deductibles, and session limits. It's always a good idea to call your insurance company to get the most accurate information for your situation.
Do I have any out-of-pocket expenses for mental health care? If so, how much is my copay or coinsurance per session?
What is my deductible for the year? Has any of it already been met?
Is telehealth covered under my plan?
Are there any limits on the number of therapy sessions per year?
Tip: You can usually find your plan’s customer service phone number on the back of your insurance card, or use the links above to contact your provider online:
Cost and Insurance Coverage of Therapy from Psychology Today
FAQ and general info about pricing estimates for therapy
Health Insurance Basics from the Department of Health and Human Services
A handout teaching insurance terms and definitions
If you are in immediate danger or experiencing a mental health emergency, please call 911 or go to your nearest emergency room